Start with your finances. Get a mortgage in principle before you begin house hunting.
Be aware of extra costs Solicitor fees, stamp duty, mortgage charges, and moving costs.
Location is key. Research areas based on amenities, transport links, and future developments.
Once you find a property, make an offer. But remember, it’s not legally binding yet.
Appoint a UK solicitor for legal checks, conveyancing, and ensuring a smooth transaction.
You may need a valuation survey to secure mortgage approval and confirm the property’s value.
When contracts are exchanged, a 10% deposit is usually required, and completion is set.
Don’t forget stamp duty. It’s a significant cost that varies depending on property value.
Completion Transfer the remaining balance, receive the keys, and take legal possession.